Open Data Science job portal

Data Scientist, Decision Science 1916 views

As a Decision Scientist, you’ll be pairing your Data Science skills with a strong knowledge of credit risk to build the next generation of automated decision-making tools at Monzo.

You’ll Spend Your Time

    • Deploying best-in-class segmented credit models and credit decision processes to increase acceptance rates, control credit losses to match their risk appetite and make sure they lend responsibly
    • Designing innovative solutions to help manage credit losses before they have enough data for full in-house models (e.g. using bureau retros for ‘look-a-like’ populations/ products, using their customers performance at other lenders received via monthly batch updates, deploying techniques such as decision trees and boot-strapping to allow them to get scoring insights earlier, etc…).
    • Ensuring that they capture all data needed to deliver outstanding credit models in the future, including designing and using ‘full spectrum’ testing where necessary to ensure scorecard ‘blind-spots’ are avoided.
    • Analyzing data to drive insights that would produce better customer outcomes and deliver them by creating new rulesets/decision processes
    • Ensuring they operate in a compliant, customer-centric way
    • Facilitating data-driven decisions wherever possible

You Should Apply If

    • You have strong technical experience creating automated decision processes for consumer credit products such as credit risk scorecards, affordability estimators, policy rule models, and other credit decision processes
    • You’re great at building models in Python, SAS and/or R and have a solid grounding in SQL
    • You have a passion for data and problem solving
    • You can work in a fast-paced start-up environment
    • You are self-motivated and you can work autonomously
    • You’re excited about the future of banking and want to work with them to shape it
    • You are keen to learn and motivated by impact


They can help you relocate to London & they can sponsor visas.

The application process consists of a short phone interview, followed by a practical written exercise followed by on-site interviews at their office in London.

More Information

Share this job
Company Information
Connect with us
Contact Us

Here at the Open Data Science Conference we gather the attendees, presenters, and companies that are working on shaping the present and future of AI and data science. ODSC hosts one of the largest gatherings of professional data scientists with major conferences in the USA, Europe, and Asia.

Contact Us