Senior Data Scientist · Credit 1160 views

The credit department at Revolut designs develops and launches credit products across multiple countries.

As they do this from scratch they have complete responsibility for each product: developing the backend, the front-end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions.

The team is made up of a mix of risk management, product, design, and software professionals, providing lots of opportunities to share knowledge and learnings across functions.

About The Role

Senior Data Scientist (Credit) will be hands-on building credit models through creating scalable scoring and pricing models but also building the validation infrastructure with functionality for local configuration.

What You’ll Be Doing

• Be hands-on the data science modeling activity around the retail credit area;
• Building stable and predictive scoring, pricing and targeting models for retail credit portfolios;
• Delivering effective model maintenance and review process;
• Designing technical implementation of credit risk models based on the data format and availability;
• Participating in setting up robust credit data science infrastructure;

What You’ll Need

• 3+ years of credit scoring and pricing model development track record for the UK market in a banking or FinTech start-up environment
• Ability to split a project into tasks and prioritize;
• Model development experience in Python or strong SAS/R/Matlab with the willingness to learn Python;
• Strong understanding of model evaluation and monitoring techniques;
• Strong analytical and problem-solving skills;
• Strong understanding of transactional and credit bureau data;
• Good understanding of retail portfolio credit risk;
• Attention to details;
• Technical background, ideally with a degree in a quantitative discipline, computational skills, such as SQL.

a Little About The Revolut

They believe that there are better ways for people to control their money. Easier, fairer ways.

Revolut started in 2015 with fee-free card transactions abroad. They’ve since added current accounts, business accounts, savings, insurance, and even cryptocurrency trading.

The company reached 7 million customers in October 2019 and they’re adding another million every quarter.

What They Are Looking For

From employee 1 to employee 1400, you will be slotting into a global team that shares a number of traits.

You can work autonomously and take ownership. They thrive with space and responsibility to solve problems.

You operate best without lots of bureaucracy. They don’t hide behind fancy job titles or clunky processes ‘because that’s how things are done’.

You approach work in a logical way. They are not afraid to make mistakes but they use data and logic to back up decisions and improve understanding.

And you share their mission to improve people’s relationship with their money.

The Benefits

• Competitive salary
• Biannual equity bonuses
• All the latest tech you need
• Skip the commute and work from home once a week
• Roll with a free Revolut Metal subscription
• Pension plan
• Private health insurance
• Don’t panic about cooking: get free dinners with Deliveroo
• Start the day properly with fresh fruit and cereals
• Stay refreshed: get juice, tea, coffee and soft drinks on tap
• Rest up with 29 days’ holiday per year